Win Free Textbooks for a Year!

College Avenue will be doing three random drawings this summer for $1,200 gift cards that can be used to buy textbooks.  You may enter the contest at https://www.collegeavestudentloans.com/promos/win-free-books-2017/.

By registering for the contest, you will be opting in to the College Avenue distribution list and you will likely receive emails periodically about paying for college and student loan products.  If you are thinking about borrowing a loan for school, only borrow what you absolutely need and can afford to repay!  You should also apply for federal student aid and consider federal student loans before private alternative loans.  Federal student loans usually have lower interest rates and better repayment terms than private student loans.  You may review NOVA’s guide to applying for financial aid at http://www.nvcc.edu/financialaid/apply/index.html.  Please contact the Support Center if you have any questions.

2 thoughts on “Win Free Textbooks for a Year!”

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  2. Great article, Clint.

    Clint is correct that a student loan borrower should always maximize federal student loans before borrowing private student loans. Why? The federal government offers Stafford student loans, for example, at a fixed rate that will not change regardless of interest rate movements. Also, once applying for federal student loans via FAFSA, a student loan borrower should try to maximize scholarship opportunities (whether academic or need based). Then, a borrower should borrow private student loans.

    The other benefit of federal student loans, as Clint notes, are the federal student loan repayment plans such as IBR, PAYE, ICR and REPAYE, and also benefits for deferral and forbearance.

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